Last Updated: February 11, 2026
Welcome to Fox Consulting NYC. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.
1. Acceptance of Terms
By accessing or using the Fox Consulting NYC website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our services.
2. Description of Services
Fox Consulting NYC is a direct business lender providing:
- Working Capital Loans
- Revenue-Based Financing
- Business Funding solutions
- Short-Term Financing
We fund businesses from our own capital. We are not brokers and do not act as intermediaries between you and other lenders.
3. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Have the legal authority to enter into binding contracts
- Represent a legitimate business entity (if applying for business funding)
- Provide accurate and complete information
4. Application and Funding Process
Application Submission
When you submit an application for funding:
- You authorize us to verify the information you provide
- You consent to us obtaining credit reports and financial information
- You understand that submission does not guarantee approval
- You agree to provide additional documentation if requested
Approval and Funding
Approval and funding are subject to our underwriting criteria and verification of information. We reserve the right to approve, deny, or modify any application at our sole discretion.
Repayment Terms
If approved for funding, you agree to repay according to the terms outlined in your funding agreement. Specific terms will be provided in your offer documents.
5. SMS Terms & Conditions
Important Information About Text Messages:
By providing your mobile phone number and opting in to receive text messages from Fox Consulting NYC, you consent to receive text messages sent via an automatic telephone dialing system. Message and data rates may apply.
SMS Program Details
Our text message program allows us to send you:
- Application status updates
- Funding notifications
- Account alerts and reminders
- Service updates and information
- Marketing messages (if you opt in)
Consent NOT Required for Purchase
Agreeing to receive text messages via automatic telephone dialing system is NOT a condition of purchasing any goods or services from Fox Consulting NYC. You can choose not to opt in to text messages and still receive our services.
Opt-Out Instructions
You may opt out of receiving text messages at any time by:
- Texting STOP to any message you receive from us
- Emailing us at joe@fox-consulting-nyc.com
After you text "STOP," we will send you a confirmation message and you will no longer receive text messages from us unless you opt back in.
Help and Support
For help or questions about text messages, text HELP to any message, or contact us at joe@fox-consulting-nyc.com.
Message Frequency and Charges
Message frequency varies. You may receive multiple messages per week during active applications. Message and data rates may apply based on your mobile carrier's plan. Check with your carrier for details.
Supported Carriers
Our text message service is available on all major U.S. carriers. Not all carriers are supported. Contact your carrier for details.
6. User Responsibilities
You agree to:
- Provide accurate, current, and complete information
- Maintain the security of your account credentials
- Notify us immediately of any unauthorized use of your account
- Use our services only for lawful purposes
- Not impersonate any person or entity
- Not interfere with or disrupt our services
7. Intellectual Property
All content on the Fox Consulting NYC website, including text, graphics, logos, images, and software, is the property of Fox Consulting NYC or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works of our content without express written permission.
8. Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy. We collect, use, and protect your personal information as described in our Privacy Policy, which is incorporated into these Terms by reference.
9. Disclaimers and Limitations of Liability
No Warranty
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
Limitation of Liability
To the fullest extent permitted by law, Fox Consulting NYC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.
10. Third-Party Links and Services
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and policies of any third-party sites you visit.
11. Indemnification
You agree to indemnify, defend, and hold harmless Fox Consulting NYC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of our services, violation of these Terms, or infringement of any third-party rights.
12. Modification of Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the modified Terms.
13. Termination
We reserve the right to suspend or terminate your access to our services at any time, with or without cause or notice, for any reason including violation of these Terms.
14. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in New York.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Fox Consulting NYC regarding your use of our services and supersede all prior agreements and understandings.
17. Contact Information
If you have any questions about these Terms, please contact us:
Fox Consulting NYC
223 Wall St
Huntington, NY 11743
Email: joe@fox-consulting-nyc.com
SMS Reminder:
Consent to receive text messages via automatic telephone dialing system is NOT required as a condition of purchase of any goods or services from Fox Consulting NYC. Text STOP to opt out, HELP for help. Message and data rates may apply.
By using Fox Consulting NYC's services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.